Banking API

Integrate With Various Banks in a Heartbeat !

BankCloud's Banking API allows you to integrate with multiple banks with a single integration. Do instant disbursements and automated reconciliations. BankingAPIs streamlines your back-end operations work and are highly secure. Supports Instant Payouts, reconciliations, balance check and virtual account collections.

• Stay ahead of competition with latest technology
• Delight customers with instant and accurate payouts
• Stay ahead of regulations and compliance
• Best in class security and scalability

Instant Payouts and Automated Reconciliation

• Instant Payouts

Banking APIs can be used for instant payouts. The system is so intelligent that it switches to other banks when a bank network is down or the account has low funds

• Automatic Reconciliation

BankCloud automatically reconciles the payouts and sends notification to various systems for success or reversal cases.

Virtual Account Collections

BankCloud automatically issues pre-debit notification to your customers and also presents all transactions for collection of banks and payment aggregators. It also reconciles the collected amount for you with reconciliation integrations. BankCloud also has features to update, skip, cancel and manually present certain presentations.

Robust Reporting and Analytics

With BankCloud, deriving payment summaries and reports is as convenient as it can get. With easy-to-use dashboards and downloadable payment summaries, gain end-to-end visibility across your payment lifecycle.

• Easy-to-use dashboards

Our dashboards are built with an intention to make it simple to derive insights on your financial summaries and payment trends.

• Reporting & Analytics

Save time and effort by instantly downloading customizable reports or complete summary of all your payments