Lending

Streamline onboarding of customers, do instant disbursements and digitize and automate collections.

Instant Disbursement The Fastest Way

If you're looking for a streamlined and efficient way to lend money to your customers, BankCloud is the perfect solution. With instant disbursements and automated collections, you'll be able to quickly and easily get the money you need, when you need it.

Features

Streamline Onboarding

Using Bankcloud's DATA API stack, digitize all KYC verifications, bank account verification with various providers and ensure your business is always up and running with fail safe connections.

Delight Customers With Instant Disbursements

Using Bankcloud's Banking API, do instant refunds, get account balance and statements in a heartbeat

Easily Setup Recurring Installment Collections

Setup eMandate over various channels like cards, UPI and eNACH and relax while BankCloud does all the collections and reconciliations for you, with the Recurring Collections API.

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Provide Various Payment Gateway Channels

BankClouds Payment Gateway APIs provide a unique checkout experience for your customers and with fail safe and cost based routing, increase chance of success while choosing the optimal route so that you never miss a collection.

Your platform for Scale

Boost conversions

Replace complex integrations with a single, unified integration with BankCloud, thereby maximizing conversions with the use of performance driven routing and fail safe approaches.

Scale Infinitely

With the server less architecture you can be guaranteed to operate with 99.95% uptime. Do not worry about changing load and customer requirements.

Reduce Cost

Reduce cost of maintenance and multiple integrations. Say goodbye to high infrastructure costs.

Analyze like a Pro

BankCloud comes with inbuilt reporting and analytics platform so that you can keep up with provider performances, uptimes and realtime success and failure rates.

Best time to Market

You can focus on building great products and not managing changes in an ecosystem or compliance. Add new modes, submodes and payment providers with the click of a button.

Bank Grade Security

Our APIs are open banking and PSD2 compliant. We use strong encryption algorithms to ensure data protection and security.

Get started

Interested? Talk to us now!

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